As a leading online payment platform globally, PayPal offers convenient payment and receipt solutions for cross-border e-commerce, freelancers, and overseas consumers. However, due to differences in account permissions, features, and restrictions across regions, especially between the international and mainland versions, choosing the right version becomes crucial.

• PayPal International Version
  Suitable for most countries and regions, including the US, Hong Kong, Singapore, etc. Requires non-mainland IP addresses for registration along with corresponding country phone numbers and email addresses. After account creation, you can link local bank accounts or credit cards for transactions.
• PayPal Mainland China Version
  Designed specifically for mainland Chinese users, requiring mainland phone numbers for registration. Although it allows linking major domestic banks (like Bank of China Merchants, Industrial and Commercial Bank), there may be withdrawal limitations. Additionally, cross-border transactions must comply with China's foreign exchange regulations.

Aspect	PayPal International Version	PayPal Mainland Version
Receipt Permissions	Supports global personal and business transactions	Primarily serves cross-border e-commerce platforms with limited receipt channels
Withdrawal Methods	Can withdraw directly to international bank accounts or credit cards	Only supports withdrawals to linked mainland bank cards, some banks might not support or charge extra fees
Currency Support	Supports multiple currencies like USD, EUR, etc.	Limited to RMB receipts only
Account Risk Control	More flexible risk control but must comply with local regulatory requirements	Stricter risk control influenced by Chinese policies

• International PayPal
  Allows users to receive foreign currencies directly and easily withdraw to overseas bank accounts or Visa credit cards. Ideal for cross-border sellers, international students, and trading companies due to higher transaction flexibility suitable for overseas e-commerce transactions and personal service settlements.
• Mainland PayPal
  Withdrawals are limited to linked mainland bank cards, with some banks potentially refusing processing or charging additional fees. All transactions must adhere to China's foreign exchange management rules, somewhat limiting operational flexibility. Suitable for domestic users receiving payments through cross-border e-commerce platforms like eBay and Wish.

• International PayPal
  More flexible risk control mechanisms based on local laws for transaction reviews. For instance, high-value transactions in the US version undergo stricter monitoring. Suspended accounts can often be reinstated through identity verification and supplementary documentation. Using professional proxy IP tools (like Blurpath overseas proxy IPs) can reduce the likelihood of triggering risk controls.
• Mainland PayPal
  Affected by China's foreign exchange regulatory policies, certain transactions may face restrictions. When withdrawing funds involving currency conversion, additional proof documents may be required. Long-term inactive accounts or abnormal large fund movements may lead to reviews or even suspensions.

• Choosing the International Version
  If you're an exporter, cross-border e-commerce practitioner, or freelancer, the international version is preferable. It supports freer fund movements and allows foreign currency transactions. Combining this with Blurpath overseas proxy IPs can effectively reduce account association and suspension risks.
• Choosing the Mainland Version
  For users needing simple receipt functions or focusing on domestic market payments, the mainland version is a good choice. Despite greater influence from foreign exchange regulations, it integrates better with the local banking system but may have withdrawal limitations.

Both the PayPal international and mainland versions have their strengths and limitations. Choosing the most suitable account type is essential. Users aiming for free cross-border transactions and accepting foreign currency payments will find the international version more advantageous; those needing simple receipt functionalities or focusing on domestic payments should opt for the mainland version. To minimize suspension and risk control issues, using professional proxy IP tools like Blurpath overseas proxy IPs ensures stable account usage.